Financial Privacy Policy

Last updated: June 17, 2026

This policy describes how Spinny Cars handles the financial and credit information you share when you apply for vehicle financing. It supplements our main Privacy Policy.

Information we collect for financing

• Identity details such as your name, date of birth, and contact information.
• Employment and income information you provide on an application.
• Housing and residency details needed to assess an application.
• With your authorization, credit information from credit reporting agencies.

How we use it

We use this information solely to prepare and submit your financing application to lenders you ask us to work with, to help you compare offers, and to complete a transaction. We do not use your credit or financial information for unrelated marketing.

Who we share it with

To arrange financing we share your application with one or more lenders or financial institutions. Each lender handles your information under its own privacy practices. We share only what is necessary to obtain a decision, and only with your consent.

Credit checks

We obtain a credit report only after you authorize it on your application. A financing application may result in an inquiry on your credit file. We will tell you before any credit check is performed.

Safeguards

Financial information is treated as sensitive. We restrict access to staff who need it to process your application, transmit it securely to lenders, and retain it only as long as required for the transaction and applicable law.

Your choices

You may decline to provide information, though this may prevent us from arranging financing. You may also ask to access or correct the financial information we hold. Contact our Privacy Officer below.